... not just normal depreciation, but exponential depreciation!
awesome post from:
http://monstrousappetite.wordpress.com/2010/11/03/beauty-is-a-depreciation-asset/
A young and pretty lady posted this on a popular forum:
Title: What should I do to marry a rich guy?
I’m going to be honest of what I’m going to say here. I’m 25 this year. I’m very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above. You might say that I’m greedy, but an annual salary of $1M is considered only as middle class in New York. My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?
I wanted to ask:
what should I do to marry rich persons like you? Among those I’ve dated, the richest is $250k annual income, and it seems that this is my upper limit. If someone is going to move into high cost residential area on the west of New York CityGarden(?), $250k annual income is not enough.
I’m here humbly to ask a few questions:
1.Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2.Which age group should I target?
3.Why most wives of the riches is only average-looking? I’ve met a few girls who doesn’t have looks and are not interesting, but they are able to marry rich guys.
4.How do you decide who can be your wife, and who can only be your girlfriend? My target now is to get married)
Ms. Pretty
Awesome reply:
Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours.
Please allow me to analyse your situation as a professional investor. My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I’m not wasting time here.
From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain. Put the details aside, what you’re trying to do is an exchange of “beauty” and “money”: Person A provides beauty, and Person B pays for it, fair and square.
However, there’s a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can’t be prettier year after year. Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It’s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worried 10 years later. By the terms we use in Wall Street, every trading has a position, dating with you is also a “trading position”. If the trade value dropped we will sell it and it is not a good idea to keep it for long term – same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or “leased”.
Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income. This has better chance than finding a rich fool.
Hope this reply helps. If you are interested in “leasing” services, do contact me…
signed,
J.P. Morgan
i oso want holidays!
it's school holidays... the little ones went on holidays... see what they've got for me:
so 窩心 they remembered me when holiday'ing... i'm starting to get 'adult' gift as the little ones 'get bigger'...
- e ETUDE HOUSE facial masks remind me that i still have lots of facial masks ==> must pamper my face more often... i can't even recall when was the last time i treated my face with a mask!
- yiting bought me a yellow star from Germany last round (below, 2008), now a pair of blue star (above) from New Zealand [will find a chance to put on n take pic] :)
AH...... i oso want to go on holidays!
short one will do... to cure myself of this dreadful lethargy... so tired... badly need a break!
- e ETUDE HOUSE facial masks remind me that i still have lots of facial masks ==> must pamper my face more often... i can't even recall when was the last time i treated my face with a mask!
- yiting bought me a yellow star from Germany last round (below, 2008), now a pair of blue star (above) from New Zealand [will find a chance to put on n take pic] :)
AH...... i oso want to go on holidays!
short one will do... to cure myself of this dreadful lethargy... so tired... badly need a break!
THANKS!
02DEC10 THU - 1st dose:
03DEC10 FRI - 2nd dose:
08DEC10 WED - coughing again... :(
10DEC10 FRI - 3rd dose:
11DEC10 SAT - 4th dose:
thank you so much for the herbal stew to revive my sweet voice... i'm much much better now... hahaha...... guess can ktv again pretty soon (guess mama is getting bored having to listen repeatedly to my 家後, i've promised her that i will sing and record more hokkien songs for her)
this is GOOD n yummy:
10DEC10 FRI - 3rd dose:
thank you so much for the herbal stew to revive my sweet voice... i'm much much better now... hahaha...... guess can ktv again pretty soon (guess mama is getting bored having to listen repeatedly to my 家後, i've promised her that i will sing and record more hokkien songs for her)
this is GOOD n yummy:
DRAINED!
guess i’d never really been drained!
for the first time besides feeling mentally drained, i’m physically drained. not sure if this is the effect of the medicine, my throat, um… to be more precise, from mouth to throat, is SO DRY!
plus the monthly mens...
now i guess i know what is drained!
for the first time besides feeling mentally drained, i’m physically drained. not sure if this is the effect of the medicine, my throat, um… to be more precise, from mouth to throat, is SO DRY!
plus the monthly mens...
now i guess i know what is drained!
唱给妈妈听的 - 家後
20101024-Cathy-ktv-家後
有一日咱若老 找無人甲咱友孝 我會陪你
坐惦椅寮 聽你講少年的時陣 你有外摮
吃好吃醜無計較 怨天怨地嘛袂曉 你的手
我會甲你牽條條 因為我是你的家後
阮將青春嫁置恁兜 阮對少年跟你跟甲老
人情世事已經看透透 有啥人比你卡重要
阮的一生獻乎恁兜 才知幸福是吵吵鬧鬧
等待返去的時陣若到 我會讓你先走
因為我會嘸甘 放你為我目屎流
有一日咱若老 有媳婦子兒友孝 你若無聊
拿咱的相片 看卡早結婚的時陣 你外緣投
穿好穿醜無計較 怪東怪西嘛袂曉
你的心我會永遠記條條 因為我是你的家後
阮將青春嫁置恁兜 阮對少年就跟你跟甲老
人情世事嘛已經看透透 有啥人比你卡重要
阮的一生獻乎恁兜 才知幸福是吵吵鬧鬧
等待返去的時陣若到 你著讓我先走
因為我會嘸甘 看你為我目屎流
有一日咱若老 找無人甲咱友孝 我會陪你
坐惦椅寮 聽你講少年的時陣 你有外摮
吃好吃醜無計較 怨天怨地嘛袂曉 你的手
我會甲你牽條條 因為我是你的家後
阮將青春嫁置恁兜 阮對少年跟你跟甲老
人情世事已經看透透 有啥人比你卡重要
阮的一生獻乎恁兜 才知幸福是吵吵鬧鬧
等待返去的時陣若到 我會讓你先走
因為我會嘸甘 放你為我目屎流
有一日咱若老 有媳婦子兒友孝 你若無聊
拿咱的相片 看卡早結婚的時陣 你外緣投
穿好穿醜無計較 怪東怪西嘛袂曉
你的心我會永遠記條條 因為我是你的家後
阮將青春嫁置恁兜 阮對少年就跟你跟甲老
人情世事嘛已經看透透 有啥人比你卡重要
阮的一生獻乎恁兜 才知幸福是吵吵鬧鬧
等待返去的時陣若到 你著讓我先走
因為我會嘸甘 看你為我目屎流
Things are to be USED & People are to be LOVED
A very nice msg i thought i should share -
While a man was polishing his new car, his 4 yr old son picked a stone and scratched lines on the side of the car. In anger, the man took the child's hand and hit it many times, not realizing he was using a wrench. At the hospital, the child lost all his fingers due to multiple fractures. When the child saw his father...with painful eyes he asked 'Dad when will my fingers grow back?'. The man was so hurt and speechless.
He went back to car and kicked it many times. Devastated by his own actions.. sitting in front of the car he looked at the scratches. The child had written 'LOVE YOU DAD'. Next day that man committed suicide...
Anger and Love have no limits... Always remember that-
Things are to be USED and People are to be LOVED,
but nowadays people are being used and things are being loved.
While a man was polishing his new car, his 4 yr old son picked a stone and scratched lines on the side of the car. In anger, the man took the child's hand and hit it many times, not realizing he was using a wrench. At the hospital, the child lost all his fingers due to multiple fractures. When the child saw his father...with painful eyes he asked 'Dad when will my fingers grow back?'. The man was so hurt and speechless.
He went back to car and kicked it many times. Devastated by his own actions.. sitting in front of the car he looked at the scratches. The child had written 'LOVE YOU DAD'. Next day that man committed suicide...
Anger and Love have no limits... Always remember that-
Things are to be USED and People are to be LOVED,
but nowadays people are being used and things are being loved.
22 MAY 2010 SAT with little ones...
20100522 SAT - angel missed painting, e 2 jiejie long time never painting liao...
angel finished first
followed by yihui then renyi
@swensens, renyi with her cookie summit
yihui & angel shared a banana split
HSBC 1 for 1 promo, paid for 1 icecream sundae only :)
my chendol milkshake icecream, $1 only with swensens card
angel enjoying the cherry from renyi's cookie summit
angel is so happy to have the balloon... she still remember her pink balloon flew away & she wept while on our way home the other time... haha asked her why she choose purple... she said there isn't any pink one...
movie time - Shrek Forever After
;) heehee for my sweet tooth again, new ones!, new in the sense that different from previous batch... thks!:
angel finished first
followed by yihui then renyi
@swensens, renyi with her cookie summit
yihui & angel shared a banana split
HSBC 1 for 1 promo, paid for 1 icecream sundae only :)
my chendol milkshake icecream, $1 only with swensens card
angel enjoying the cherry from renyi's cookie summit
angel is so happy to have the balloon... she still remember her pink balloon flew away & she wept while on our way home the other time... haha asked her why she choose purple... she said there isn't any pink one...
movie time - Shrek Forever After
;) heehee for my sweet tooth again, new ones!, new in the sense that different from previous batch... thks!:
My Heart Will Go On , Saving All My Love For You, I Dreamed A Dream ~林育群
wow wow his singing career is nurturing...
My Heart Will Go On:
Saving All My Love For You:
(陶子 - AWESOME 主持人!)
I Dreamed A Dream:
My Heart Will Go On:
Saving All My Love For You:
(陶子 - AWESOME 主持人!)
I Dreamed A Dream:
my 2 weeks in pics
20100424 catchup w fangfang @CCK-Sakae Teppanyaki
20100427 Tue i m 1-week old @EBS...
Katherine last day w EBS, we "7 big size 1" stacked & squeezed into a 5-seater car from Jalan Kayu to office @YCK aft our curry fish head lunch... hahaha... laughing non-stop on e way back to office...
e hot weather is killing me! tie up hair not enough, gotto bun up... but bun up oso hot lor... cut botar?
I HATE HOT WEATHER!
20100508 High Tea w pre-u frenzs @Fairmont-Plaza Market Cafe
20100508 [we sing our songs 我们的歌大家唱]
we arrived at ard 6pm... soon it started to rain :(
rain stopped at ard 715pm...
i'd enjoyed e singing but hate e hot & humid...
i'll attend every year if it's indoor w air-cond...
I HATE HOT WEATHER!
20100427 Tue i m 1-week old @EBS...
Katherine last day w EBS, we "7 big size 1" stacked & squeezed into a 5-seater car from Jalan Kayu to office @YCK aft our curry fish head lunch... hahaha... laughing non-stop on e way back to office...
e hot weather is killing me! tie up hair not enough, gotto bun up... but bun up oso hot lor... cut botar?
I HATE HOT WEATHER!
20100508 High Tea w pre-u frenzs @Fairmont-Plaza Market Cafe
20100508 [we sing our songs 我们的歌大家唱]
we arrived at ard 6pm... soon it started to rain :(
rain stopped at ard 715pm...
i'd enjoyed e singing but hate e hot & humid...
i'll attend every year if it's indoor w air-cond...
I HATE HOT WEATHER!
The EVIL you do, remains with you. The GOOD you do, comes back to you!
just wanna share... from Sandeep Ji's fb:
A WOMAN BAKED CHAPPATIS for members of her family and an extra one for a hungry passerby. She kept the extra chapatti on the window-sill, for whosoever would take it away.. Everyday, a hunchback came and took away the chapatti. Instead of expressing gratitude, he muttered the following words as he went his way: "The evil you do, remains with you: The good you do, comes back to you!" This went on, day after day.. Everyday, the hunch-back came, picked up the chapatti and uttered the words: "The evil you do, remains with you: The good you do, comes back to you!"
The woman felt irritated. "Not a word of gratitude," she said to herself. "Everyday this hunchback utters this jingle! What does he mean?"
One day, exasperated, she decided to do away with him. "I shall get rid of this hunchback," she said. And what did she do? She added poison to the chapatti she prepared for him! As she was about to keep it on the window sill, her hands trembled. "What is this I am doing?" she said. Immediately, she threw the chapatti into the fire, prepared another one and kept it on the window- sill. As usual, the hunchback came, picked up the chapatti and muttered the words:
"The evil you do, remains with you: The good you do, comes back to you!" The hunchback proceeded on his way, blissfully unaware of the war raging in the mind of the woman.
Everyday, as the woman placed the chapatti on the window-sill, she offered a prayer for her son who had gone to a distant place to seek his fortune. For many months, she had no news of him. She prayed for his safe return.
That evening, there was a knock on the door. As she opened it, she was surprised to find her son standing in the doorway. He had grown thin and lean. His garments were tattered and torn. He was hungry, starved and weak. As he saw his mother, he said, "Mom, it's a miracle I'm here. While I was but a mile away, I was so famished that I collapsed.
I would have died, but just then an old hunchback passed by. I begged of him for a morsel of food, and he was kind enough to give me a whole chapatti. As he gave it to me, he said, "This is what I eat everyday: today, I shall give it to you, for your need is greater than mine!"
As the mother heard those words, her face turned pale. She leaned against the door for support. She remembered the poisoned chapatti she had made that morning. had she not burnt it in the fire, it would have been eaten by her own son, and he would have lost his life! It was then that she realized the significance of the words: "The evil you do, remains with you: The good you do, comes back to you!"
An excellent example of the Theory of Karma.
A WOMAN BAKED CHAPPATIS for members of her family and an extra one for a hungry passerby. She kept the extra chapatti on the window-sill, for whosoever would take it away.. Everyday, a hunchback came and took away the chapatti. Instead of expressing gratitude, he muttered the following words as he went his way: "The evil you do, remains with you: The good you do, comes back to you!" This went on, day after day.. Everyday, the hunch-back came, picked up the chapatti and uttered the words: "The evil you do, remains with you: The good you do, comes back to you!"
The woman felt irritated. "Not a word of gratitude," she said to herself. "Everyday this hunchback utters this jingle! What does he mean?"
One day, exasperated, she decided to do away with him. "I shall get rid of this hunchback," she said. And what did she do? She added poison to the chapatti she prepared for him! As she was about to keep it on the window sill, her hands trembled. "What is this I am doing?" she said. Immediately, she threw the chapatti into the fire, prepared another one and kept it on the window- sill. As usual, the hunchback came, picked up the chapatti and muttered the words:
"The evil you do, remains with you: The good you do, comes back to you!" The hunchback proceeded on his way, blissfully unaware of the war raging in the mind of the woman.
Everyday, as the woman placed the chapatti on the window-sill, she offered a prayer for her son who had gone to a distant place to seek his fortune. For many months, she had no news of him. She prayed for his safe return.
That evening, there was a knock on the door. As she opened it, she was surprised to find her son standing in the doorway. He had grown thin and lean. His garments were tattered and torn. He was hungry, starved and weak. As he saw his mother, he said, "Mom, it's a miracle I'm here. While I was but a mile away, I was so famished that I collapsed.
I would have died, but just then an old hunchback passed by. I begged of him for a morsel of food, and he was kind enough to give me a whole chapatti. As he gave it to me, he said, "This is what I eat everyday: today, I shall give it to you, for your need is greater than mine!"
As the mother heard those words, her face turned pale. She leaned against the door for support. She remembered the poisoned chapatti she had made that morning. had she not burnt it in the fire, it would have been eaten by her own son, and he would have lost his life! It was then that she realized the significance of the words: "The evil you do, remains with you: The good you do, comes back to you!"
An excellent example of the Theory of Karma.
REEBONZ... cool...
this site cool lei... exclusive and private members-only website to get branded goods at discounted price.
current event, MIU MIU spree:
um... for the benefit of those who fancy branded goods n wanna get them at more affordable price, click on the link to sign up:
http://www.reebonz.com/referrer/cathyhow13@yahoo.com
current event, MIU MIU spree:
um... for the benefit of those who fancy branded goods n wanna get them at more affordable price, click on the link to sign up:
http://www.reebonz.com/referrer/cathyhow13@yahoo.com
APR2010, for now
;) heehee for my sweet tooth... thks!:
11APR2010 SUN - Yiting's 17th birthday celebration (she's 17 on 12APR2010!):
16APR2010 FRI 8:15pm - Crystal Jade Holland Village, XiaoLongBao cum Steamboat Buffet:
hahaha i'd a good facial steam:
our 'Cinderella' RenYi, removed all the 虾壳 for us, so sweet of her:
5 of us had '11 basket' of XLB, so average 11 pieces for each:
18APR2010 SUN KLunch with ST & LL
this round ST bought durian pies besides the usual kopi, haha we very bad hor the durian smell so strong:
QingMing 扫墓
11APR2010 SUN LimChuKang - papa's mama:
12APR2010 MON Mandai - mama's pama
11APR2010 SUN - Yiting's 17th birthday celebration (she's 17 on 12APR2010!):
16APR2010 FRI 8:15pm - Crystal Jade Holland Village, XiaoLongBao cum Steamboat Buffet:
hahaha i'd a good facial steam:
our 'Cinderella' RenYi, removed all the 虾壳 for us, so sweet of her:
5 of us had '11 basket' of XLB, so average 11 pieces for each:
18APR2010 SUN KLunch with ST & LL
this round ST bought durian pies besides the usual kopi, haha we very bad hor the durian smell so strong:
QingMing 扫墓
11APR2010 SUN LimChuKang - papa's mama:
12APR2010 MON Mandai - mama's pama
http://InStockSg.blogspot.com
my nieces are running this blogshop.
i'm helping for now plus handling $, they too young no posb ibanking.
do check it out: [ http://instocksg.blogspot.com/ ].
quote ' boldcathybold.blogspot.com ' to get 10% discount on non-promotional purchase.
do email me for suggestions or tips for them to improve their services.
thank you n happy online-shopping...
i'm helping for now plus handling $, they too young no posb ibanking.
do check it out: [ http://instocksg.blogspot.com/ ].
quote ' boldcathybold.blogspot.com ' to get 10% discount on non-promotional purchase.
do email me for suggestions or tips for them to improve their services.
thank you n happy online-shopping...
15 APR 2010 THUR - Prank Call
received a prank call this morning... asked me guess who he is... said he is kevin, met me sometime back through sharon... forgotten how he led me into talking about my recent trips... quickly found an excuse to end the call, he asked when convenient to call again, i just ended the call... shit! i hate talking to stranger in this way... my bus-ride sleep affected some more... what era... still have such prank call?
Love You I Do, 如果沒有你, 被遺忘的時光 ~杜华瑾
wow wow she's awesome! really can interpret the songs so well, i LIKE her vocal:
Love You I Do:
如果沒有你:
被遺忘的時光:
Love You I Do:
如果沒有你:
被遺忘的時光:
MAR2010 快乐原来很简单，简单就是快乐！
快乐原来很简单，简单就是快乐！
sorry for my MIA... thanks my friends for the sms'es when see no blog updates and worry about me... paisay hor... so 窩心 lor this 小小幸福...
... been enjoying 简单生活...
so long never enjoy fruits in my favourite way... in bite-sized while watching TV or while reading, having the 闲情 to do so is so 幸福:
oso long time never make sandwish, my tuna + achar sandwish very nice one, so far those friends honoured enough to eat my sandwish, all said nice nice... um i usu use wholemeal bread.
(this black black one is 黑炭面包, the auntie selling this said this is very nutritious... um the taste... like normal bread... BUT the color very NICE hor)
... catchup with friends... still on-going... wait for me 朋友...
bencoolen bldg - 龟苓膏 (missed HK's 龟苓膏, this one cannot compare la...)
fortune ctr - Su Shi Piao Xiang's vegetarian olive fried rice & 猪脚醋 yum yum:
fortune ctr - asian house (um... not sure if i remember e name correctly or not, it's at a corner on level 1) - 'dried mee suan' 干面线 yummy:
golden mile twr - level one left corner - thai food - papaya salad, paad-thai, 'pig-neck' (the papaya salad is yummy though cannot compare with those i had in chiangmai)
the tom yam is YUMMY! so authentic... sybai...:
The triplet's BD celebration at JP - Ascargots:
btw mama was admitted to nuh 05-10MAR10 due to urinary tract infection, um... i dun like the doctors' 'negative energy'...
sorry for my MIA... thanks my friends for the sms'es when see no blog updates and worry about me... paisay hor... so 窩心 lor this 小小幸福...
... been enjoying 简单生活...
so long never enjoy fruits in my favourite way... in bite-sized while watching TV or while reading, having the 闲情 to do so is so 幸福:
oso long time never make sandwish, my tuna + achar sandwish very nice one, so far those friends honoured enough to eat my sandwish, all said nice nice... um i usu use wholemeal bread.
(this black black one is 黑炭面包, the auntie selling this said this is very nutritious... um the taste... like normal bread... BUT the color very NICE hor)
... catchup with friends... still on-going... wait for me 朋友...
fortune ctr - Su Shi Piao Xiang's vegetarian olive fried rice & 猪脚醋 yum yum:
fortune ctr - asian house (um... not sure if i remember e name correctly or not, it's at a corner on level 1) - 'dried mee suan' 干面线 yummy:
golden mile twr - level one left corner - thai food - papaya salad, paad-thai, 'pig-neck' (the papaya salad is yummy though cannot compare with those i had in chiangmai)
the tom yam is YUMMY! so authentic... sybai...:
The triplet's BD celebration at JP - Ascargots:
btw mama was admitted to nuh 05-10MAR10 due to urinary tract infection, um... i dun like the doctors' 'negative energy'...
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